Terms and Conditions

These Terms and Conditions ("Terms") govern your use of the Filings Inc ("Filings.us," "we," "our," or "us") website, platform, and services made available to users located in or doing business with the United States. By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our platform. For questions, contact us at hello@filings.us.

No Legal or Tax Advice

• Filings Inc is a technology platform that helps you prepare and manage business filings and compliance tasks.
• We are not a law firm, accounting firm, or tax practice, and we do not provide legal, tax, or financial advice.
• You should consult qualified professionals before making decisions that may impact your business, finances, or legal status.
• Any information provided on the platform is for general informational purposes only and should not be construed as professional advice.

Use of the Platform

• You agree to use the platform only for lawful purposes and in accordance with these Terms.
• You are responsible for the accuracy of all information you submit, including details used for company formation, EIN applications, banking assistance, and compliance filings.
• You must not use the platform to engage in any activity that is fraudulent, misleading, or harmful to other users or third parties.
• We reserve the right to suspend or terminate your access if we reasonably believe you are violating these Terms.

Third-Party Services

• Certain services, such as payments, registered agent services, banking partners, and tax filings, may be provided by independent third parties.
• Filings Inc is not responsible for the acts or omissions of these providers, and your use of their services may be subject to their own terms and privacy policies.
• We do not endorse or guarantee the services offered by third-party providers and are not liable for any disputes between you and such providers.
• Links to third-party websites or services on our platform are provided for convenience only and do not imply endorsement.

No Guarantee of Outcomes

• While we work hard to keep information accurate and up to date, we cannot guarantee approval by any government, bank, or third-party institution.
• Processing times, eligibility decisions, and final approvals are controlled by external agencies and may vary.
• Filings.us is not liable for delays, rejections, or adverse outcomes resulting from decisions made by government bodies or third-party service providers.
• Estimated timelines provided on the platform are for reference only and are not binding commitments.

Limitation of Liability

• To the maximum extent permitted by law, Filings Inc and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages.
• We shall not be liable for any loss of profits, revenue, data, or business opportunities arising out of or related to your use of the platform.
• Our total aggregate liability for any claim arising from or related to these Terms shall not exceed the amount you have paid to Filings.us in the twelve months preceding the claim.
• This limitation applies regardless of the theory of liability, whether in contract, tort, or otherwise.

Intellectual Property

• All content on the Filings.us platform, including text, graphics, logos, icons, images, and software, is the property of Filings Inc or its licensors and is protected by applicable intellectual property laws.
• You may not reproduce, distribute, modify, or create derivative works from any content on the platform without our prior written consent.
• Your use of the platform does not grant you any ownership rights in any content, trademarks, or other intellectual property.

Account Responsibilities

• You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
• You must notify us immediately of any unauthorized use of your account or any other security breach.
• Filings.us is not liable for any loss or damage arising from your failure to protect your account information.
• You agree not to share your account with others or create multiple accounts for the same individual or entity.

Changes to These Terms

• We may update these Terms from time to time. When we do, we will revise the "Last updated" date at the top of this page.
• Your continued use of the platform after changes become effective means you accept the revised Terms.
• We encourage you to review these Terms periodically to stay informed of any updates.
• Material changes to these Terms may be communicated via email or a notice on the platform.

Governing Law

• These Terms are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles.
• Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Delaware.
• If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

Contact

• If you have questions about these Terms or how they apply to your use of Filings Inc, please contact us at hello@filings.us.
• You may also reach out through the help section on the Filings.us website for general inquiries and support.